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GovЁЯУИ 0 Interests

Pradhan Mantri Awas Yojana Urban 2.0 - PMAY-U Home Subsidy Scheme

Financial assistance and home loan interest subsidy provided by the Central Government to help urban poor and middle-class families build or purchase a permanent home.

Key Benefit

Financial subsidy up to тВ╣2.50 Lakh and home loan interest subsidy up to тВ╣1.80 Lakh for urban housing.

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AgricultureЁЯУИ 0 Interests

PM-KISAN Samman Nidhi Yojana - тВ╣6,000 Direct Cash Benefit

Direct financial support of тВ╣6,000 per year transferred in three equal installments to landholding farmer families across India.

Key Benefit

Direct cash assistance of тВ╣6,000 annually paid in 3 installments of тВ╣2,000 directly into bank accounts.

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GovЁЯУИ 0 Interests

Ayushman Bharat PM-JAY - Health Insurance Scheme

Comprehensive health insurance cover of тВ╣5 Lakh per family per year for secondary and tertiary hospital care, available to low-income families and senior citizens aged 70 and above.

Key Benefit

Free cashless hospital treatment cover up to тВ╣5 Lakh per family per year across empanelled hospitals.

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GovЁЯУИ 0 Interests

PM Surya Ghar: Muft Bijli Yojana - Free Solar Rooftop Subsidy

Rooftop solar installation scheme providing up to 300 units of free electricity every month and central financial subsidy up to тВ╣78,000 for households.

Key Benefit

Up to 300 units of free monthly electricity and direct bank subsidy of тВ╣30,000 to тВ╣78,000 for solar panel setups.

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GovЁЯУИ 0 Interests

Pradhan Mantri Vishwakarma Yojana - Artisan Loan & Skill Scheme

Comprehensive financial, skill training, and toolkit support for traditional artisans and craftspeople working with hands and tools.

Key Benefit

Collateral-free business loans up to тВ╣3 Lakh at 5% interest rate, тВ╣15,000 toolkit e-voucher, and daily training stipend.

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GovЁЯУИ 0 Interests

PM SVANidhi Scheme - Street Vendor Working Capital Loan

Special micro-credit facility providing collateral-free working capital loans with interest subvention for urban and rural street vendors.

Key Benefit

Collateral-free working capital loans from тВ╣10,000 up to тВ╣50,000 with 7% interest subsidy and digital cashback rewards.

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GovЁЯУИ 0 Interests

Atal Pension Yojana (APY) - Guaranteed Lifetime Pension

Government-backed social security pension scheme offering guaranteed monthly pension for workers in the unorganized sector upon reaching 60 years of age.

Key Benefit

Guaranteed lifetime monthly pension between тВ╣1,000 and тВ╣5,000 post 60 years of age.

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GovЁЯУИ 0 Interests

Pradhan Mantri Matru Vandana Yojana - Maternity Benefit Scheme

Direct cash incentive scheme providing maternity and nutritional financial aid for pregnant women and lactating mothers.

Key Benefit

Direct benefit cash transfer of тВ╣5,000 for first live child and тВ╣6,000 for second child (if girl child).

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GovЁЯУИ 0 Interests

Pradhan Mantri Jan Dhan Yojana - Zero Balance Bank Account

National financial inclusion scheme offering zero-balance savings bank accounts, free RuPay debit cards, and complimentary accidental insurance.

Key Benefit

Zero balance account, free RuPay debit card, тВ╣2 Lakh free accidental insurance cover, and тВ╣10,000 overdraft facility.

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GovЁЯУИ 0 Interests

PM e-DRIVE Scheme - Electric Vehicle Subsidy & EV Mobility

National electric vehicle promotion scheme providing financial subsidies on EV purchases and supporting public charging infrastructure.

Key Benefit

Upfront financial subsidy up to тВ╣10,000 to тВ╣50,000 on electric 2-wheelers, 3-wheelers, and electric buses.

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GovЁЯУИ 0 Interests

Mukhyamantri Majhi Ladki Bahin Yojana - Maharashtra Women Aid

State welfare scheme offering monthly financial support directly to eligible women across Maharashtra.

Key Benefit

Direct monthly cash assistance of тВ╣1,500 credited directly to the woman's bank account.

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GovЁЯУИ 0 Interests

Subhadra Yojana Odisha - тВ╣50,000 Financial Assistance for Women

Flagship financial inclusion scheme providing total assistance of тВ╣50,000 over 5 years to eligible women in Odisha.

Key Benefit

Financial assistance of тВ╣10,000 annually (in two installments of тВ╣5,000 each) totaling тВ╣50,000 over 5 years.

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GovЁЯУИ 0 Interests

Jharkhand Mukhyamantri Maiya Samman Yojana (JMMSY)

рдЭрд╛рд░рдЦрдВрдб рдХреА рдорд╣рд┐рд▓рд╛рдУрдВ рдХреЗ рд▓рд┐рдП тВ╣2,500 рдкреНрд░рддрд┐рдорд╛рд╣ рд╡рд┐рддреНрддреАрдп рд╕рд╣рд╛рдпрддрд╛ред Direct monthly financial aid of тВ╣2,500 credited directly to eligible women in Jharkhand.

Key Benefit

Monthly direct cash benefit of тВ╣2,500 (тВ╣30,000 per year) credited to eligible women.

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GovЁЯУИ 0 Interests

Gruha Lakshmi Scheme Karnataka - тВ╣2,000 Monthly Cash Aid

Direct financial aid scheme providing monthly cash support to the female head of eligible households across Karnataka.

Key Benefit

Monthly cash assistance of тВ╣2,000 transferred directly to the woman head of household.

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GovЁЯУИ 0 Interests

Kanyashree Prakalpa West Bengal - Girl Student Scholarship

Conditional cash transfer scheme supporting female education and delaying child marriage through annual stipends and lump-sum grants.

Key Benefit

Annual scholarship of тВ╣1,000 (K1) and one-time grant of тВ╣25,000 (K2) upon turning 18 for unmarried female students.

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GovЁЯУИ 0 Interests

Mukh Mantri Sehat Bima Yojana Punjab - тВ╣5 Lakh Health Cover

рикрй░риЬри╛рим рижрйЗ ри╕ри╛ри░рйЗ рикри░ри┐ри╡ри╛ри░ри╛риВ ри▓риИ тВ╣5 ри▓рй▒риЦ ридрй▒риХ рижри╛ риорйБрилри╝рид риЗри▓ри╛риЬред Comprehensive cashless health insurance cover up to тВ╣5 Lakh per family per year for secondary and tertiary hospital care in Punjab.

Key Benefit

Cashless hospital treatment up to тВ╣5 Lakh per family per year in empanelled government and private hospitals.

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GovЁЯУИ 0 Interests

Mukhyamantri Kanya Sumangala Yojana Uttar Pradesh

рдЙрддреНрддрд░ рдкреНрд░рджреЗрд╢ рдореЗрдВ рдмрд╛рд▓рд┐рдХрд╛ рд╢рд┐рдХреНрд╖рд╛ рдПрд╡рдВ рд╕рд╢рдХреНрддреАрдХрд░рдг рд╣реЗрддреБ тВ╣25,000 рдХрд╛ рд╡рд┐рддреНрддреАрдп рдЕрдиреБрджрд╛рдиред Financial assistance grant of тВ╣25,000 disbursed across 6 stages from birth to college entry for girl children in UP.

Key Benefit

Total financial grant of тВ╣25,000 per girl child disbursed in 6 developmental stages.

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GovЁЯУИ 0 Interests

Indira Gandhi Pyari Behna Sukh Samman Nidhi Himachal Pradesh

рд╣рд┐рдорд╛рдЪрд▓ рдкреНрд░рджреЗрд╢ рдХреА рдкрд╛рддреНрд░ рдорд╣рд┐рд▓рд╛рдУрдВ рдХреЗ рд▓рд┐рдП тВ╣1,500 рдкреНрд░рддрд┐рдорд╛рд╣ рдкреЗрдВрд╢рди рд╕рд╣рд╛рдпрддрд╛ред Monthly pension assistance of тВ╣1,500 credited directly to adult women in Himachal Pradesh.

Key Benefit

Monthly financial pension assistance of тВ╣1,500 (тВ╣18,000 per year) credited to eligible women.

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GovЁЯУИ 0 Interests

Mukhya Mantri Mahila Samman Yojana Delhi - тВ╣1,000 Monthly Scheme

рджрд┐рд▓реНрд▓реА рдХреА 18 рд╡рд░реНрд╖ рд╕реЗ рдЕрдзрд┐рдХ рдЖрдпреБ рдХреА рдорд╣рд┐рд▓рд╛рдУрдВ рдХреЗ рд▓рд┐рдП тВ╣1,000 рдкреНрд░рддрд┐рдорд╛рд╣ рд╕рд╣рд╛рдпрддрд╛ред Monthly financial independence support of тВ╣1,000 credited to adult female residents of Delhi.

Key Benefit

Direct monthly cash allowance of тВ╣1,000 credited to eligible adult women.

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GovЁЯУИ 0 Interests

Kalaignar Magalir Urimai Thogai Thittam - Tamil Nadu Rights Scheme

Direct monthly rights grant scheme providing economic empowerment to female heads of households in Tamil Nadu.

Key Benefit

Direct monthly cash grant of тВ╣1,000 credited to eligible women heads of families on the 15th of every month.

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FinanceЁЯУИ 0 Interests

SBI Stree Shakti Scheme - Business Loan for Women Entrepreneurs

Concessional business loan scheme offered by State Bank of India to support and scale women-owned business enterprises.

Key Benefit

Business loans up to тВ╣50 Lakh with collateral-free credit up to тВ╣10 Lakh and 0.5% interest rate concession.

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FinanceЁЯУИ 0 Interests

HDFC Bank Micro Business Loan & Mudra Yojana

Collateral-free micro business loans offered by HDFC Bank under Pradhan Mantri Mudra Yojana for small business expansion.

Key Benefit

Collateral-free business loans from тВ╣50,000 up to тВ╣20 Lakh across Shishu, Kishore, Tarun, and Tarun Plus categories.

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FinanceЁЯУИ 0 Interests

Punjab National Bank (PNB) Kisan Credit Card (KCC) Scheme

Flexible revolving agricultural credit facility offered by Punjab National Bank to farmers at highly subsidized interest rates.

Key Benefit

Revolving agricultural credit limit up to тВ╣3 Lakh at an effective 4% interest rate with free PNB KCC ATM debit card.

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FinanceЁЯУИ 0 Interests

Bank of Baroda Baroda Mahila Pragati Loan Scheme

Tailored credit scheme by Bank of Baroda providing easy business loans to women entrepreneurs and Self-Help Groups.

Key Benefit

Financial assistance up to тВ╣25 Lakh for women-led businesses with lower interest rates and zero processing fees on small loans.

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FinanceЁЯУИ 0 Interests

Canara Bank Vidya Turant Higher Education Loan Scheme

Specialized collateral-free higher education loan scheme offered by Canara Bank for students admitted to premier institutions in India.

Key Benefit

Collateral-free education loans up to тВ╣50 Lakh with zero processing fees for top-tier institutes (IITs, IIMs, NITs, AIIMS).

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FinanceЁЯУИ 0 Interests

Union Bank of India Union Nari Shakti Loan Scheme

Comprehensive business financing scheme by Union Bank of India providing low-interest credit to women-owned enterprises.

Key Benefit

Business loans up to тВ╣1 Crore with 0.25% interest rate concession and collateral waiver up to тВ╣10 Lakh.

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GovЁЯУИ 0 Interests

Sukanya Samriddhi Yojana (SSY) - High Return Girl Child Savings

Government small savings scheme offering high interest rates and tax exemptions to secure the future education and marriage of girl children.

Key Benefit

8.2% annual compound interest rate with 100% tax exemption under Section 80C.

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GovЁЯУИ 0 Interests

PM POSHAN Abhiyaan - Free School Mid-Day Meal Scheme

National flagship school feeding program providing free cooked hot nutritious meals to primary and upper primary students in government schools.

Key Benefit

Free hot cooked nutritious meal served every school day to students in Classes 1 to 8.

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GovЁЯУИ 0 Interests

Target Olympic Podium Scheme (TOPS) - Sports Excellence Grant

Elite sports support program providing top Indian athletes with monthly stipends, foreign training, and world-class coaching for international victory.

Key Benefit

Out-of-pocket allowance (OPA) of тВ╣50,000 per month plus full funding for foreign exposure, international coaches, and equipment.

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GovЁЯУИ 0 Interests

Khelo India National Sports Talent Search & Scholarship Scheme

Grassroots sports development program offering long-term financial scholarships and sports academy training to promising young talents.

Key Benefit

Annual financial scholarship of тВ╣5 Lakh per year for 8 consecutive years to selected sports talents.

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AgricultureЁЯУИ 0 Interests

PM Matsya Sampada Yojana (PMMSY) - Fisheries & Aquaculture Subsidy

National fisheries infrastructure and aquaculture development scheme offering up to 60% government capital subsidy.

Key Benefit

Capital subsidy up to 40% for General category and 60% for Women/SC/ST fish farmers and aquaculture entrepreneurs.

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AgricultureЁЯУИ 0 Interests

Paramparagat Krishi Vikas Yojana (PKVY) - Organic Farming Subsidy

Agricultural promotion scheme providing тВ╣50,000 per hectare subsidy to support commercial organic farming clusters and eco-friendly agriculture.

Key Benefit

Financial assistance of тВ╣50,000 per hectare over 3 years for organic inputs, seeds, certification, and packaging.

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GovЁЯУИ 0 Interests

CGTMSE Scheme - Collateral Free MSME Credit Guarantee

Credit guarantee trust scheme providing up to тВ╣5 Crore collateral-free loan guarantees for micro and small enterprises.

Key Benefit

Collateral-free business loans up to тВ╣5 Crore backed up to 85% by government credit guarantee.

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GovЁЯУИ 0 Interests

MSME ZED Certification Scheme - Quality & Sustainability Subsidy

Certification subsidy initiative encouraging manufacturing MSMEs to adopt high quality and eco-friendly zero-defect production methods.

Key Benefit

Up to 80% subsidy on ZED certification fees plus financial support for technology upgradation.

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GovЁЯУИ 0 Interests

Mahila Samman Savings Certificate (MSSC) - 7.5% Interest Scheme

Government small savings deposit scheme designed for women and girl children offering high guaranteed interest returns.

Key Benefit

Guaranteed annual interest rate of 7.5% compounded quarterly on 2-year deposits up to тВ╣2 Lakh.

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GovЁЯУИ 0 Interests

National Overseas Scholarship Scheme for Higher Education

Central scholarship scheme offering 100% financial funding for low-income students from disadvantaged communities to pursue Master's and Ph.D. degrees abroad.

Key Benefit

100% tuition fee coverage, annual living maintenance allowance ($15,400 / ┬г9,900), visa fees, and airfare.

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