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Pradhan Mantri Vishwakarma Yojana - Artisan Loan & Skill Scheme

๐Ÿ—“๏ธ Scheme Start Date: 17-09-2023
๐Ÿšจ Last Date / Deadline: Ongoing

๐Ÿ“– Scheme Overview & Key Details

PM Vishwakarma Scheme provides holistic end-to-end support to traditional artisans and craftspeople across 18 family-based traditional trades, including carpenters, boat makers, blacksmiths, goldsmiths, potters, sculptors, cobblers, tailors, and weavers. Beneficiaries receive official recognition through the PM Vishwakarma Certificate and ID Card. The scheme offers 5 to 7 days of basic skill training with a daily stipend of โ‚น500, a โ‚น15,000 e-voucher for modern toolkits, and collateral-free credit support up to โ‚น3 Lakh in two tranches (first tranche of โ‚น1 Lakh repayable in 18 months, and second tranche of โ‚น2 Lakh repayable in 30 months) at a concessional interest rate of 5%.

โœ… Who Can Apply โ€“ Eligibility Criteria

โ€ขArtisans and craftspeople working in one of the 18 specified traditional family-based trades

โ€ขMinimum age of 18 years on the date of application

โ€ขRestricted to one member per family, with no family member holding government service

๐Ÿ“„ Required Documents โ€“ What You Need

โœ“Aadhaar Card of the artisan
โœ“Active Mobile Number linked with Aadhaar
โœ“Savings Bank Account Passbook
โœ“Proof of trade or skill activity (verified during local registration)

๐Ÿ“‹ How to Apply โ€“ Stepโ€‘byโ€‘Step Process

1

Step 1: Visit the nearest Common Service Centre (CSC) with Aadhaar and mobile number for biometric verification.

2

Step 2: Complete registration on pmvishwakarma.gov.in under your specific traditional trade category.

3

Step 3: Undergo three-step verification: Gram Panchayat/ULB level, District Implementation Committee, and Screening Committee.

4

Step 4: Receive PM Vishwakarma Digital Certificate, ID card, and participate in basic skill training.

5

Step 5: Claim โ‚น15,000 toolkit voucher and apply for collateral-free low-interest bank loans.

๐Ÿ“ž Help & Support โ€“ Official Contacts

Apply Online โ€“ Official Portal โ†—

Helpline / Support Office

18002677777 / support-pmvishwakarma@gov.in