๐ Scheme Overview & Key Details
SBI Stree Shakti Scheme is a dedicated credit facility by State Bank of India designed to foster entrepreneurship among women. The scheme supports women who own or hold at least 51% shareholding in manufacturing, trading, retail, or service-sector businesses. SBI offers flexible credit up to โน50 Lakh with an interest rate concession of 0.50% p.a. Loans up to โน10 Lakh require zero third-party collateral guarantee under CGTMSE coverage, and margin requirements are lowered for capital expenditure and working capital needs.
โ Who Can Apply โ Eligibility Criteria
โขWoman entrepreneur holding minimum 51% ownership/shareholding in the business entity
โขBusiness engaged in manufacturing, services, retail trade, or allied economic activities
โขApplicant must have participated in Entrepreneurship Development Programs (EDP) organized by state agencies
๐ Required Documents โ What You Need
๐ How to Apply โ StepโbyโStep Process
Step 1: Visit the nearest State Bank of India (SBI) branch or apply online via the SBI YONO Business platform.
Step 2: Complete the Stree Shakti business loan application and submit business registration credentials.
Step 3: Undergo field verification by the bank field officer followed by quick loan sanction and disbursal.
๐ Help & Support โ Official Contacts
Helpline / Support Office
1800112211 / customercare@sbi.co.in