📖 Scheme Overview & Key Details
Sukanya Samriddhi Yojana (SSY) is a government-backed savings program launched under the Beti Bachao Beti Padhao initiative. Parents or legal guardians can open an account for a girl child below 10 years of age at any post office or authorized commercial bank. Deposits can range from a minimum of ₹250 up to ₹1.50 Lakh per financial year. SSY offers a high interest rate of 8.2% compounded annually, with complete tax benefits on deposit, interest earned, and final maturity amount under Section 80C. The account matures after 21 years from account opening or upon her marriage after attaining 18 years of age.
✅ Who Can Apply – Eligibility Criteria
•Parents or legal guardians of a girl child below 10 years of age
•Maximum two accounts per family (three accounts permitted in case of twin/triplet girl births)
📄 Required Documents – What You Need
📋 How to Apply – Step‑by‑Step Process
Step 1: Visit any Post Office branch or authorized nationalized bank.
Step 2: Fill out SSY Account Opening Form (Form-1) with guardian and girl child details.
Step 3: Deposit initial amount (minimum ₹250) and collect physical Sukanya Samriddhi passbook.
📞 Help & Support – Official Contacts
Helpline / Support Office
18002666868 / doppensions@posb.gov.in