📖 Scheme Overview & Key Details
Gruha Lakshmi Scheme is one of Karnataka's major guarantee welfare programs designed to assist homemakers and mitigate cost-of-living pressures. Under this initiative, the state government provides ₹2,000 every month directly into the Aadhaar-linked bank accounts of women designated as heads of household in BPL, APL, and Antyodaya ration cards.
✅ Who Can Apply – Eligibility Criteria
•Woman identified as head of household in BPL, APL, or Antyodaya ration cards of Karnataka
•Neither the applicant woman nor her spouse should be an income tax payer or GST filer
•Excludes government employees and government pensioners
📄 Required Documents – What You Need
📋 How to Apply – Step‑by‑Step Process
Step 1: Visit Grama One, Karnataka One, Bangalore One center or submit via the Seva Sindhu portal.
Step 2: Authenticate Aadhaar credentials using biometric scanning or OTP verification.
Step 3: Submit application to receive direct monthly credits of ₹2,000.
📞 Help & Support – Official Contacts
Helpline / Support Office
1902 / sevasindhu@karnataka.gov.in