📖 Scheme Overview & Key Details
Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the world's largest government-funded healthcare program. It provides a health cover of ₹5 Lakh per family per year for secondary and tertiary care hospitalization across all public and empanelled private hospitals in India. The scheme covers medical examinations, treatment, surgeries, intensive care, medicines, and post-hospitalization costs for over 1,950 procedures. Coverage has also expanded universally to include all senior citizens aged 70 years and above, regardless of income status, granting them a distinct Ayushman Vaya Vandana Card for cashless healthcare access.
✅ Who Can Apply – Eligibility Criteria
•Families listed in the Socio-Economic Caste Census (SECC 2011) database
•Active beneficiaries of state specific health databases and NFSA ration cardholders
•All senior citizens aged 70 years and above across India (universal senior citizen coverage)
📄 Required Documents – What You Need
📋 How to Apply – Step‑by‑Step Process
Step 1: Open the website beneficiary.nha.gov.in or download the official Ayushman App.
Step 2: Log in using your mobile number, verify with OTP, and search for family details using Aadhaar or Ration Card number.
Step 3: Initiate e-KYC by uploading a face scan or Aadhaar OTP verification for eligible family members.
Step 4: Once approved, download the digital Ayushman Card (or Ayushman Vaya Vandana Card for senior citizens).
Step 5: Present the card at the Ayushman Mitra desk in any empanelled hospital to receive free, cashless treatment.
📞 Help & Support – Official Contacts
Helpline / Support Office
14555 / pmjay@nha.gov.in