๐ Scheme Overview & Key Details
HDFC Bank provides Mudra loans under Pradhan Mantri Mudra Yojana (PMMY) to non-corporate, non-farm micro and small enterprises. The scheme funds working capital needs, inventory purchase, equipment procurement, and business expansion across four funding slabs: Shishu (up to โน50,000), Kishore (โน50,000 to โน5 Lakh), Tarun (โน5 Lakh to โน10 Lakh), and Tarun Plus (โน10 Lakh to โน20 Lakh for established borrowers). Loans require zero collateral security and feature competitive interest rates with flexible repayment tenures up to 5 years.
โ Who Can Apply โ Eligibility Criteria
โขSmall shopkeepers, traders, micro-manufacturers, artisans, and service providers
โขApplicant must have an active business setup and a clean credit history (CIBIL score)
๐ Required Documents โ What You Need
๐ How to Apply โ StepโbyโStep Process
Step 1: Visit hdfcbank.com or apply directly at any HDFC Bank branch.
Step 2: Fill out the online Mudra loan application form with business activity details.
Step 3: Submit identity proof, address proof, and bank statements for rapid verification and disbursal.
๐ Help & Support โ Official Contacts
Helpline / Support Office
18002026161 / support@hdfcbank.com