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HDFC Bank Micro Business Loan & Mudra Yojana

๐Ÿ—“๏ธ Scheme Start Date: 08-04-2015
๐Ÿšจ Last Date / Deadline: Ongoing

๐Ÿ“– Scheme Overview & Key Details

HDFC Bank provides Mudra loans under Pradhan Mantri Mudra Yojana (PMMY) to non-corporate, non-farm micro and small enterprises. The scheme funds working capital needs, inventory purchase, equipment procurement, and business expansion across four funding slabs: Shishu (up to โ‚น50,000), Kishore (โ‚น50,000 to โ‚น5 Lakh), Tarun (โ‚น5 Lakh to โ‚น10 Lakh), and Tarun Plus (โ‚น10 Lakh to โ‚น20 Lakh for established borrowers). Loans require zero collateral security and feature competitive interest rates with flexible repayment tenures up to 5 years.

โœ… Who Can Apply โ€“ Eligibility Criteria

โ€ขSmall shopkeepers, traders, micro-manufacturers, artisans, and service providers

โ€ขApplicant must have an active business setup and a clean credit history (CIBIL score)

๐Ÿ“„ Required Documents โ€“ What You Need

โœ“Aadhaar Card and PAN Card of applicant
โœ“Udyam MSME Registration Certificate and Shop & Establishment License
โœ“Last 6 months Bank Account Statement
โœ“Machinery or equipment quotation (for capital expenditure loans)

๐Ÿ“‹ How to Apply โ€“ Stepโ€‘byโ€‘Step Process

1

Step 1: Visit hdfcbank.com or apply directly at any HDFC Bank branch.

2

Step 2: Fill out the online Mudra loan application form with business activity details.

3

Step 3: Submit identity proof, address proof, and bank statements for rapid verification and disbursal.

๐Ÿ“ž Help & Support โ€“ Official Contacts

Apply Online โ€“ Official Portal โ†—

Helpline / Support Office

18002026161 / support@hdfcbank.com